NOTICE: By federal law, as of January 1, 2013, funds in a noninterest-bearing transaction account (including an IOLTA / IOLA) will no longer receive unlimited deposit insurance coverage, but will be FDIC-insured to the legal maximum of $250,000 for each ownership category. Please visit www.fdic.gov for additional information.

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, money-market deposit accounts, and Interest on Lawyers Trust Accounts ("IOLTAs").

Q

What is the FDIC?

A

The Federal Deposit Insurance Corporation (www.FDIC.com) preserves and promotes public confidence in the U.S. financial system by insuring depositors for at least $250,000 per insured bank; by identifying, monitoring and addressing risks to the deposit insurance funds; and by limiting the effect on the economy and the financial system when a bank or thrift institution fails.

Q

Who runs the FDIC?

A

The Organization Directory and Office Contacts contains the names, positions, and phone numbers for FDIC senior executives and managers in headquarters, regional, and field offices.

Q

How do I get in touch with someone at the FDIC?

A

The FDIC's Contact Us page provides instructions on how to contact the FDIC by phone, email, fax or regular mail as well as links to other government financial regulatory agencies

Q

How do I file a Freedom of Information Act (FOIA) request?

A

The Freedom of Information Act (FOIA) Service Center provides the ability to submit an electronic FOIA request. If you have already filed a FOIA request with us, you can check on the status of your request by calling the FOIA Service Center at (202) 898-7021. The FOIA Service Center is open Monday through Friday, exclusive of Federal holidays, from 8:30 a.m. until 5:00 p.m.