Bank Ratings
A Record of Strength, Stability, and Community Commitment
For more than a decade, The Fort Jennings State Bank has earned one of the strongest distinctions available in the banking industry: the BauerFinancial 5‑Star Superior Rating. BauerFinancial, Inc.—the nation’s premier independent bank‑rating firm—has awarded this 5‑star designation to FJSB for 41 consecutive quarters.
This long-running record places FJSB among a select group of community banks recognized for consistent financial strength, sound management practices, and long-term stability. A 5‑Star rating reflects a bank’s performance across key measures such as capital adequacy, asset quality, profitability, and risk management. Maintaining this rating quarter after quarter demonstrates a disciplined approach to banking and a commitment to protecting the financial well‑being of the customers and communities we serve.
What a 5‑Star Rating Means for You
A BauerFinancial 5‑Star Superior Rating is more than an industry accolade. It is a clear signal that customers can rely on FJSB for:
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Strong, stable financial stewardship
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Prudent lending practices
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Consistent performance through changing economic cycles
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A secure place to save, borrow, and invest
For families, businesses, and agricultural customers across our region, this rating reinforces what our community already knows: FJSB remains one of the strongest banks in the nation.
A Tradition of Independent Community Banking
FJSB continues to operate as an independently owned community bank—focused on local decision‑making, responsible growth, and long-term relationships. Our 5‑Star rating supports this mission by confirming that our financial foundation is as strong as our commitment to the people we serve.
With seven convenient locations, 24‑hour ATMs, online banking, and a well‑trained staff, customers can count on FJSB for dependable service backed by proven financial strength.
View the Latest BauerFinancial Release
Customers may review the most recent BauerFinancial media release for additional details on the rating and evaluation process.