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NOTICES & POLICIES

Statement of Condition

As a community bank, we believe financial transparency is an important part of serving our customers well. Our Statement of Condition offers a straightforward view of our assets, liabilities, and capital, demonstrating the strength and stability that support families, businesses, and farms across the communities we serve. These figures also reflect our long‑standing commitment to responsible growth, sound lending practices, and maintaining the financial foundation needed to remain an independent community bank. The following information shows our financial position as of the dates listed.

ASSETS

9 / 30 / 2026

Cash and Due from Banks

$7,541,440

Securities

$25,775,591

Federal Funds

$23,172,000

Loans and Discounts

$213,810,314

Fixed Assets

$5,827,419

Other Assets

$13,481,590

TOTAL ASSETS

$289,608,353

9 / 30 / 2025

Cash and Due from Banks

$8,391,473

Securities

$19,621,244

Federal Funds

$20,800,000

Loans and Discounts

$201,099,283

Fixed Assets

$5,959,982

Other Assets

$12,764,428

TOTAL ASSETS

$268,636,409

LIABILITIES & CAPITAL

9 / 30 / 2026

Deposits

$251,138,129

Other Liabilities

$3,810,649

Capital Stock

$1,250,000

Surplus
$1,465,391
Undivided Profits

$31,944,184

TOTAL LIABILITIES & CAPITAL

$289,608,353

9 / 30 / 2025

Deposits

$232,800,781

Other Liabilities

$3,637,126

Capital Stock
$1,250,000
Surplus
$1,465,391
Undivided Profits

$29,483,111

TOTAL LIABILITIES & CAPITAL

$268,636,409