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BANKING SERVICES

The Fort Jennings State Bank Rates

Savings Accounts and Certificates

Rates effective on October 16, 2026

Member FDIC

APY - Annual Percentage Yield
TRS - Tiered Rate Structure

Rates subject to change.
Substantial interest penalty for early withdrawal.
Rates effective as of the date of this issue.
Fees could reduce earnings.

RA - Restrictions Apply
VRA - Variable Rate Account

Savings Accounts

Passbook Savings Accounts

RA | VRA

Minimum Balance: $25.00


Interest Rate: 0.01%


Quarterly APY: 0.00%

Regular NOW Accounts

 

Minimum Balance: $1,000.00


Interest Rate: 0.01%


Monthly APY: 0.01%

Super NOW Accounts

 

Minimum Balance: $2,500.00


Interest Rate: 0.01%


Monthly APY: 0.01%

Retirement Accounts

 

Minimum Balance: $10.00


Interest Rate: 2.00%


Monthly APY: 2.03%


Money Market Accounts

Money Market Plus

TRS | RA | VRA

Minimum Balance: $2,500.00


Interest Rate: 0.01%


Monthly APY: 0.01%

Money Market Plus

TRS | RA | VRA

Minimum Balance: $10,000.00


Interest Rate: 0.50%


Monthly APY: 0.50%

Money Market Plus

TRS | RA | VRA

Minimum Balance: $25,000.00


Interest Rate: 1.50%


Monthly APY: 1.51%

Money Market Plus

TRS | RA | VRA

Minimum Balance: $75,000.00


Interest Rate: 2.25%


Monthly APY: 2.27%


Certificates of Deposit (CDs)

Certificate

1 Month

Minimum Balance: $2,500.00


Interest Rate: 0.05%


Monthly APY: 0.05%

Certificate

3 Month

Minimum Balance: $2,500.00


Interest Rate: 0.05%


Monthly APY: 0.05%


Quarterly APY: 0.05%

Certificate

6 Month

Minimum Balance: $2,500.00


Interest Rate: 3.25%


Monthly APY: 3.30%


Quarterly APY: 3.29%


Semi-Annually APY: 3.28%

Certificate

11 Month

Minimum Balance: $5,000.00


Interest Rate: 1.00%


Monthly APY: 1.00%


Quarterly APY: 1.00%


Semi-Annually APY: 1.00%

At maturity, converts to 12 Month Certificate

Certificate

12 Month

Minimum Balance: $500.00


Interest Rate: 0.10%


Monthly APY: 0.10%


Quarterly APY: 0.10%


Semi-Annually APY: 0.10%

Certificate

13 Month

Minimum Balance: $5,000.00


Interest Rate: 3.74%


Monthly APY: 3.80%


Quarterly APY: 3.79%


Semi-Annually APY: 3.77%

At maturity, converts to 12 Month Certificate

Certificate

15 Month

Minimum Balance: $500.00


Interest Rate: 0.10%


Monthly APY: 0.10%


Quarterly APY: 0.10%


Semi-Annually APY: 0.10%

Certificate

18 Month

Minimum Balance: $500.00


Interest Rate: 3.54%


Monthly APY: 3.60%


Quarterly APY: 3.59%


Semi-Annually APY: 3.57%

Certificate

24 Month

Minimum Balance: $500.00


Interest Rate: 0.25%


Monthly APY: 0.25%


Quarterly APY: 0.25%


Semi-Annually APY: 0.25%

Certificate

30 Month

Minimum Balance: $500.00


Interest Rate: 0.25%


Monthly APY: 0.25%


Quarterly APY: 0.25%


Semi-Annually APY: 0.25%

Certificate

48 Month

Minimum Balance: $500.00


Interest Rate: 0.25%


Monthly APY: 0.25%


Quarterly APY: 0.25%


Semi-Annually APY: 0.25%

Certificate

60 Month

Minimum Balance: $500.00


Interest Rate: 0.25%


Monthly APY: 0.25%


Quarterly APY: 0.25%


Semi-Annually APY: 0.25%